Wednesday, December 31, 2014

What's in a name?

Alpha Target is the name of this blog. It is a statement and a reminder.
The 'Alpha' part refers to anything that represents high value. In finance, alpha also refers to a technical risk ratio that shows you the out/under-performance of a portfolio against a benchmark.

The 'Target' part refers to the fact that it is a goal, a goal that changes over time. This includes the re-evaluation of goals and the reminder to keep your focus whilst moving forward step by step.

To me, 'Alpha Target' means to strive to be the best you can be. Not just in one aspect of life, but in as many as possible. It means to make smart, informed decisions. To continuously learn new things and not be afraid to undertake tasks you have never attempted before. To be kind and helpful to the people around you, to share advice and knowledge where possible. This way you become the Alpha.

This concept is quite old and the inspiration for me comes from the 'Homo Universalis', this is Latin for 'universal man'. It is not an easy goal, but a worthwhile goal. There is a lot of satisfaction to be had from learning new skills, exposing yourself to new ways of thinking and sharing the experience and knowledge with your community, be it local or global.

There is only a limited amount of time for each of us, so allocating time wisely becomes of crucial importance. In modern society financial success initially might require a high degree of specialization, which requires a huge time commitment, but I do not believe that is where true happiness lies. Life is too interesting to only focus on one or a few aspects of it. This is where financial independence comes in.

Financial independence through a passive income will open up your schedule to dedicate time to the things that are important to you. In my case to become a better universal man and dedicate my time to causes that I think are worthy. Through this I believe I will lead a fulfilling life.

Alpha Target will be my outlet whilst I am on this journey to financial independence and ultimately become a universal man. So what's in a name? For me, it captures a philosophy. For you ...?


  1. Alpha,

    You hit the nail on the head with this post! Financial independence to me is not an end-goal in itself, but rather a way to dabble in the things that I care about.

    It's crazy to think how much fun stuff is out there to discover. As a 25-year-old I've had more hobbies than I can count because my interests change constantly. Now that I've started working I find that I just don't have enough time to discover new stuff. That's why financial independence would be of great value to me.

    Looking forward to what you will be writing about next on your journey to becoming a homo universalis!


    1. Totally agree!
      Life is just too interesting not to aim for FI and make the most of it. It is a very different interpretation of "YOLO".

      As to content, I will probably share books, courses, talks, documentaries that have contributed to my life in one way or another. Mixed in with some of my own thoughts on it. It will still be heavily focused on finance and becoming succesful. I also aim to continue posting progress updates and as I gather more data I do enjoy making graphs and sharing those.

      Good luck on your journey too!